our long term care
team consists of five certified speakers on senior and long term care
present this subject in a very educational and up beat fashion,
providing supporting information to answer questions many seniors have
about medicare and medicaid.
why not let us
present at your:
ohio has elected to
participate in a long term care insurance program (ohio revised code
sections 3923.41 to 3923.48, ohio admin. code section 3901-4-01
& -4-02) which is authorized by federal legislation.
this unique design will
help provide asset protection to ohio policy holders.
it creates a partnership
between the public sector (ohio government) and the private sector
purpose of the program
provides incentive for
ohioans for the purchase of qualified long term care insurance plans
– and will reduce the number of people relying on medicaid.
how it works
you purchase a long term
care insurance policy which qualifies for the ohio partnership program.
should benefits paid out
for your care exhaust your plan, you may be able to qualify for
medicaid in ohio while retaining more assets than would otherwise be
allowed under ohio’s medicaid eligibility
how do i qualify
- be a ohio resident.
- purchase long term
care insurance that meets the requirements of a federally tax-qualified
long term care insurance plan.
- include inflation
protection. if age younger than 61, (compound inflation rider
must be included). if ages 61 to 75, (some form of inflation
rider must be included). ages 76 + are not required
to purchase inflation rider – but agent must present such
information you should
- your income is not
protected by this program.
- your home may not be
- not all states will
- no guarantee that all
states will provide reciprocity.
- partnership plans
could change in later years.
request free information contact
us today to see how easy and
quickly you can get peace of mind.
term custodial care is not paid for by medical insurance or
smart planning can help you address this risk.